Website Terms of Use
These terms of use establish the conditions under which the Spotlight Risks Website, located at http://www.spotlightrisks.com (the “Website”), is provided for your use. This includes activities such as accessing, browsing, or registering on the Website.
Please review these terms of use thoroughly before utilising the Website, as they govern your interaction with it.
If you have any questions our contact email address is info@spotlightrisks.com
In addition to these Terms of Use, your usage of the Website is also subject to the following policies:
(a) Our privacy policy, accessible at https://www.spotlightrisks.com/privacy-policy/, governs how we manage your personal information. It specifies the types of personal information we collect, the reasons for collecting it, how we use it, when we may share it with third parties, and the purposes behind such sharing. Additionally, it provides other relevant information about the use and processing of your personal data and outlines your rights regarding your personal information.
(b) You can manage your Cookie Preferences on the Spotlight Risks website (after Accepting or Denying them on the banner that appears on the top of the website on your initial visit) by going to the bottom of any Spotlight Risks website page and selecting Cookie Preferences on the bottom left corner.
It describes the types of cookies we use, why we use them, and under what circumstances we may place cookies on your computer, device, or browser.
By accessing and using the Website, you agree to abide by the terms and conditions specified in these Terms of Use. You also acknowledge that we will handle your personal information according to our privacy policy and consent to our use of cookies as described in Cookies Preferences.
If you do not agree with the terms outlined in these Terms of Use, do not want us to process your personal information in line with our privacy policy, or do not consent to our use of cookies or similar information-gathering technologies as detailed in Cookies Preferences, you must refrain from using the Website.
Additionally, we reserve the right to revise these Terms of Use, our privacy policy, our cookies, and any other related documents from time to time. We may modify our Terms of Use and other documents for any reason without notice to you or any other third party.
Website Access
We do not guarantee that the Website or any content on it will always be accessible or uninterrupted. We reserve the right to restrict access to all or parts of the Website for various reasons, including but not limited to business or operational needs such as enhancing the Website's appearance or functionality, updating content, performing regular maintenance, or resolving any issues that come to our attention.
We will not be responsible if our Website is unavailable at any time or for any period.
We make no claims that the Website adheres to legal requirements outside of the United Kingdom or that the content on the Website is suitable for users in other countries or regions.
Information Reliance
The information presented on the Website has been created in good faith. However, Spotlight Risks and its officers, employees, or agents make no representations or warranties, express or implied, regarding the content of the Website and accept no responsibility or liability for it.
The Website does not provide any form of investment advice.
Moreover, you are responsible for ensuring that anyone who accesses the Website via your internet connection is aware of and adheres to these Terms.
Limitation of Liability
The internet is not entirely reliable for data transmission. Spotlight Risks does not accept liability for any errors such as data loss, damage, or alterations. Despite Spotlight Risks’ efforts to compile information on the Website with care; errors or omissions may occur due to inherent internet issues like unauthorised access, hardware or software failures, operator errors, or transmission malfunctions. No responsibility or liability is, or will be accepted, by Spotlight Risks in relation to the accuracy or completeness of the information contained herein and any such liability is expressly disclaimed.
Spotlight Risks will not be held liable for any loss or damage resulting from the use or inability to use the Website, whether arising from contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable.
Additionally, Spotlight Risks is not liable for any loss or damage caused by viruses, distributed denial-of-service attacks, or other harmful technological materials that may infect your or other users' computer equipment, programs, data, or proprietary material due to using the Website or downloading any content from it or any linked site.
To the extent allowed by law, Spotlight Risks expressly excludes all conditions, warranties, and other terms that might otherwise be implied by statute, common law, or equity law.
Indemnity
By accessing and using this Website, you agree to indemnify, defend, and hold harmless Spotlight Risks, along with its affiliates, licensors, officers, partners, employees, and agents, from any and all claims, liabilities, damages, losses, or expenses, including legal fees and costs, that result from or are related to your use of the Website.
Linked websites
The Website may include links to third-party websites or feature information provided by third parties. Spotlight Risks does not guarantee the accuracy or completeness of these third-party websites or information, and does not review or update them. Your use of any linked websites or third-party information is entirely at your own risk. Spotlight Risks disclaims any liability for the content on linked websites or third-party information provided on the Website.
Additionally, third-party websites linked from our Website may collect and process your personal information. We are not responsible for any data-processing activities conducted by these third-party websites and disclaim all liability in this context. Before using any third-party website and its features, you should review their privacy policy to understand how your personal information will be used. Use these third-party websites at your own discretion and risk.
Links to our Website
You may not create a link to our Website without obtaining our prior written consent. If you have received our consent to link to our Website, you must comply with the following conditions:
You are permitted to place links to our Website on websites that you own, provided that these websites and the links themselves adhere to these Terms of Use.
Any link to our Website posted on another site must be done in a respectful manner. It should not be defamatory, misleading, or damaging to our reputation or business in any way.
You must not create a link to our Website that implies any form of joint venture, partnership, collaboration, affiliation, business relationship, endorsement, or approval from us where none exists.
We retain the right to revoke permission to link to our Website at any time. If we withdraw this permission and notify you, you must promptly remove or ensure the removal of any links to our Website.
Intellectual Property
All trademarks, service marks, trade names, logos, copyrights, and other intellectual property rights on our Website and its content are either owned by us or licensed to us. These rights are protected by intellectual property laws worldwide, and all rights are reserved. Any use of the Website and its contents, except as specifically authorized herein, is strictly prohibited. Any rights not expressly granted here are reserved by us.Third-party trademarks, service marks, trade names, logos, and other branding displayed on our Website ("Third Party Marks") may belong to their respective owners. These third parties may or may not endorse, be affiliated with, or connected to us.
The Website is made available to provide you with general information about us, our business, and the products or services we may offer. It is not intended for any other use unless expressly stated in these terms.
The content on our Website is not intended to be construed as advice for your specific personal needs. You should seek independent professional advice before taking any action based on the content available on the Website.
We do not make any representations or warranties, express or implied, that the content or materials on our Website are accurate, current, or complete.
The content on our Website is intended for your personal, private, and non-commercial use only. You may print or share the content for lawful personal, private, and non-commercial purposes, and you may inform others within your organization about the content. You may not otherwise extract, reproduce, or distribute the content without our prior written consent.
When you print, download, share, or pass on content from our Website, you must not alter any text, images, media, or graphics. All content passed on to third parties must remain as it appears on our Website, without any modifications.
You are prohibited from using any automated tools, such as robots, spiders, data mining, or scraping technology, to extract or reproduce any data or content from our Website without our prior written consent.
When sharing any content or materials from our Website, you must acknowledge us as the authors (or any other credited authors) of such content or materials at the time of sharing.
Restrictions
You must not reproduce, duplicate, copy, or resell any part of our Website or its content, except where expressly allowed by these Terms of Use.
Without our prior written consent, you must not access, interfere with, damage, or disrupt our Website or any portion of it. This includes our systems, hardware, equipment, networks hosting our Website, software used to create or modify the Website, or any technology owned or operated by us or third parties.
You are required to use our Website only for lawful purposes and in compliance with these Terms of Use. Specifically, you must not use our Website:
For any unlawful activities or in violation of any local, national, or international laws or regulations;
For any fraudulent purposes;
To conduct unsolicited or unauthorized advertising, direct or indirect marketing, or to send spam, communicate with, or market any goods, services, or business not authorized by us;
To upload, host, or transmit any viruses, malware, adware, spyware, worms, Trojan horses, keystroke loggers, logic bombs, time bombs, or any other harmful programs or code that could adversely affect the operation of the Website, our hardware or systems, or the devices of any users or third parties, or to upload any content containing such harmful elements.
Governing law and jurisdiction
The information on this Website is intended for use only by persons or entities in jurisdictions where accessing and using this information does not violate local laws or regulations. It is your responsibility to be aware of and comply with all applicable laws and regulations in your country of residence and any other relevant jurisdictions.
The agreement between Spotlight Risks and you regarding your access to and use of the Website is governed by English law. By using the Website, you agree to submit to the exclusive jurisdiction of the English courts.